Job Description
Job Description
Mighty Fin is seeking a highly analytical Credit Risk Analyst with direct experience in digital lending, microfinance risk management, and credit analytics. This is not an entry-level analyst role. The candidate must already understand how to manage fast-moving lending portfolios in emerging markets and should be comfortable working with alternative data, behavioral scoring, fraud monitoring, and delinquency analytics.
Key Responsibilities
- Monitor and optimize portfolio risk performance
- Conduct borrower and sector risk analysis
- Support credit policy refinement and scorecard development
- Analyze repayment behavior and delinquency trends
- Detect fraud patterns and suspicious lending behavior
- Produce risk dashboards and portfolio reporting for management
Desired Skills and Experience
- Minimum 3–5 years experience in: Microfinance, Digital lending, Banking risk, Fintech credit operations
- Strong understanding of: PAR analysis, Vintage analysis, Roll rates, Collections analytics, Fraud risk monitoring, Credit scoring methodologies
- Experience analyzing unsecured consumer or SME lending portfolios
- Experience working with high-volume loan books
- Ability to independently identify portfolio deterioration trends and recommend corrective action
- Strong Excel skills required
- Experience with SQL, Power BI, Python, or analytics systems is a strong advantage
How to Apply
Please send your CV to careers@talenthousepeople.com before the 18th of May, 2026.
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